Legal Disclaimer
Since we live in a wonderfully litigious society these days and people have lost all sense of personal responsibility, I am forced to provide this legal disclaimer about any information you might find on this site.
First I would like to tell you what I am NOT:
- I am Not a CFP
- I am Not a licensed CPA
- I am Not an Attorney
- I am Not a licensed Insurance Agent
- I am Not a licensed Real Estate Agent
- I am Not a Registered Investment Advisor
What I am is a graduate student working towards a Masters degree in Personal Financial Planning. My knowledge and experience about most of the topics discussed on this site comes from extensive reading, studying, and researching of the material I talk about.
The information contained on this website if for informational purposes only and should not be misconstrued as being advice specific to any single individual. Everyone's financial situation is different and without having all the pertinent information about your finances I cannot give advice that is specific in nature. If you choose to use the information here to make decisions then I strongly suggest that you consult a professional in the field before taking actions.
I am in no way making an offer to sell securities or investment advisory services.
YOU AGREE THAT BY USING THIS SITE YOU UNDERSTAND THAT THE INFORMATION I PROVIDE IS ACCURATE TO THE BEST OF MY KNOWLEDGE BUT THAT THERE MIGHT BE ERRORS, OMMISSIONS, OR MISTAKES. YOU ALSO AGREE THAT YOU SHOULD CONSULT A PROFESSIONAL FINANCIAL PLANNER OR INVESTMENT ADVISOR BEFORE BUYING/SELLING SECURITIES OR TAKING ACTIONS THAT AFFECT YOUR FINANCIAL SITUATION.
In short, I am not responsible for your usage of my opinions. Get some professional help if you are going use anything on this site to rely upon for financial decisions.